{"id":71998,"date":"2018-03-06T15:36:44","date_gmt":"2018-03-06T22:36:44","guid":{"rendered":"http:\/\/www.singtao.tv\/main\/?p=71998"},"modified":"2018-03-06T15:36:44","modified_gmt":"2018-03-06T22:36:44","slug":"%e6%9e%97%e4%bf%ae%e6%a6%ae%e7%90%86%e8%b2%a1%e5%88%86%e5%8d%8a%e9%90%98-03062018%e8%b5%b0%e5%be%8c%e9%96%80%e5%ad%98%e6%ac%be%e5%85%a5roth-ira","status":"publish","type":"post","link":"https:\/\/www.singtao.tv\/main\/lifestyle\/%e6%9e%97%e4%bf%ae%e6%a6%ae%e7%90%86%e8%b2%a1%e5%88%86%e5%8d%8a%e9%90%98-03062018%e8%b5%b0%e5%be%8c%e9%96%80%e5%ad%98%e6%ac%be%e5%85%a5roth-ira\/","title":{"rendered":"\u6797\u4fee\u69ae\u7406\u8ca1\u5206\u534a\u9418– 03062018\u8d70\u5f8c\u9580\u5b58\u6b3e\u5165ROTH IRA"},"content":{"rendered":"

3\/6\/2018\u8d70\u5f8c\u9580\u5b58\u6b3e\u5165ROTH IRA
\n\u57282017\u5e74\uff0c\u5047\u5982\u55ae\u8eab\u8005\u6536\u5165\u8d85\u904e\uff0471,000\uff0c\u6216\u5df2\u5a5a\u5171\u540c\u5831\u7a05\u8005\u6536\u5165\u8d85\u904e\uff04118,000\uff0c\u4ed6\u5011\u4ea6\u6709\u53c3\u52a0\u50f1\u4e3b\u63d0\u4f9b\u7684\u9000\u4f11\u5132\u84c4\u8a08\u5283\uff0c\u4ed6\u5011\u653e\u5165\u50b3\u7d71IRA\u7684\u91d1\u984d\u4e0d\u80fd\u7528\u4f5c\u6263\u7a05\uff0c\u6210\u70ba\u4e0d\u80fd\u6263\u7a05\uff08nondeductible\uff09\u7684IRA\u3002\u6709\u4e9b\u7d0d\u7a05\u4eba\uff0c\u7d22\u6027\u5c07\u5b58\u6b3e\u653e\u5165ROTH IRA\uff0c\u53ef\u662f\uff0c\u9019\u7a2eROTH IRA\u4ea6\u6709\u6536\u5165\u9650\u5236\uff1a\u55ae\u8eab\u8005\u6536\u5165\u8d85\u904e13\u842c2\u5343\u5143\uff0c\u6216\u5df2\u5a5a\u5171\u540c\u5831\u7a05\u8005\uff0c\u6536\u5165\u8d85\u904e19\u842c4\u5343\u5143\uff0c\u5df2\u7d93\u4e0d\u80fd\u5b58\u6b3e\u5165ROTH IRA\u3002
\n\u5c0d\u9019\u4e9b\u6536\u5165\u6bd4\u8f03\u9ad8\u7684\u7d0d\u7a05\u4eba\uff0c\u6709\u6c92\u6709\u8fa6\u6cd5\u53ef\u4ee5\u5b58\u6b3e\u5165ROTH\u5883IRA\u5462\uff1f\u6709\u4e00\u500b\u8d70\u5f8c\u9580\u7684\u5408\u6cd5\u65b9\u6cd5\uff0c\u540d\u7a31\u70baBackdoor IRA \uff0c\u53ef\u4ee5\u8b93\u4ed6\u5011\u5c07\u9322\u653e\u5165ROTH IRA\uff0c\u505a\u6cd5\u5982\u4e0b\uff1a \u4ed6\u5011\u9996\u5148\u5c07\u5b58\u6b3e\u653e\u5165\u50b3\u7d71\u4e0d\u53ef\u6263\u7a05\u7684Nondeductible IRA\uff0c\u7136\u5f8c\u518d\u5c07\u9019\u4e9b\u4e0d\u80fd\u6263\u7a05\u7684IRA\u8f49\u5165ROTH IRA\u3002
\n\u8981\u7528\u9019\u500b\u8d70\u5f8c\u9580\u4f46\u662f\u5408\u6cd5\u7684\u65b9\u6cd5\uff0c \u4e00\u5b9a\u672c\u8eab\u8981\u6c92\u6709\u53ef\u6263\u7a05\uff08deductible\uff09\u7684IRA\uff0c\u5047\u5982\u5df2\u7d93\u6709\u9019\u4e00\u985e\u53ef\u6263\u7a05\u7684IRA\u600e\u9ebc\u8fa6\u5462\uff1f\u4f60\u53ef\u4ee5\u5411\u50f1\u4e3b\u7684401k\u8a08\u5283\u67e5\u8a62\uff0c\u662f\u5426\u53ef\u4ee5\u5bb9\u8a31\u4f60\u5c07\u9019\u4e9b\u50b3\u7d71\u53ef\u6263\u7a05\u7684IRA\u5168\u90e8\u8f49\u5165401k\uff0c\u8b8a\u5f97\u53ea\u6709\u4e0d\u53ef\u6263\u7a05\u7684IRA\uff0c \u7136\u5f8c\u5c07\u9019\u4e9b\u4e0d\u53ef\u6263\u7a05\u7684IRA\u8f49\u5230ROTH IRA\u3002\u9019\u6a23\u505a\u7684\u597d\u8655\u662f \u4ee5\u5f8c\u5728ORA\u5e33\u6236\u4f86\u8cfa\u53d6\u7684\u6536\u5165\uff0c\u5c07\u4f86\u63d0\u53d6\u6642\u90fd\u662f\u5b8c\u5168\u514d\u7a05\u548c\u514d\u7f70\u91d1\u7684\u3002
\n