{"id":92383,"date":"2019-01-03T06:10:06","date_gmt":"2019-01-03T13:10:06","guid":{"rendered":"http:\/\/www.singtao.tv\/main\/?p=92383"},"modified":"2019-01-02T13:27:04","modified_gmt":"2019-01-02T20:27:04","slug":"20190103%e6%9e%97%e4%bf%ae%e6%a6%ae%e7%90%86%e8%b2%a1%e5%88%86%e5%8d%8a%e9%90%98-%e5%ad%98%e6%ac%be%e5%b9%b4%e6%94%b6%e7%9b%8aapy","status":"publish","type":"post","link":"https:\/\/www.singtao.tv\/main\/lifestyle\/20190103%e6%9e%97%e4%bf%ae%e6%a6%ae%e7%90%86%e8%b2%a1%e5%88%86%e5%8d%8a%e9%90%98-%e5%ad%98%e6%ac%be%e5%b9%b4%e6%94%b6%e7%9b%8aapy\/","title":{"rendered":"20190103\u6797\u4fee\u69ae\u7406\u8ca1\u5206\u534a\u9418 — \u5b58\u6b3e\u5e74\u6536\u76caAPY"},"content":{"rendered":"

1\/3\/2019\u5b58\u6b3e\u5e74\u6536\u76caAPY
\n\u5230\u9280\u884c\u958b\u5b9a\u671f\u5b58\u6b3e\u7684\u6236\u53e3\uff0c\u90fd\u5f88\u95dc\u5fc3\u6240\u7372\u5229\u7387\u7684\u9ad8\u4f4e\u3002\u901a\u5e38\u6703\u770b\u5230\u5169\u500b\u6709\u95dc\u5229\u7387\u7684\u6578\u5b57\uff0c\u8f03\u4f4e\u767e\u4efd\u7387\u7684\u6578\u5b57\u5c31\u662f\u5229\u7387(Interest Rate)\uff0c\u53e6\u4e00\u500b\u7a0d\u9ad8\u7684\u767e\u4efd\u7387\u662f\u5e74\u6536\u76caAPY(Annual Percentage Yield)\u3002
\n\u5169\u8005\u4e4b\u9593\u7684\u5206\u5225\u5728\u90a3\u88e1\uff1f\u5229\u7387\u662f\u9280\u884c\u7b54\u61c9\u4ed8\u7d66\u5ba2\u6236\u7684\u5229\u606f\uff0c\u767e\u4efd\u4e4b\u4e94\u7684\u5229\u7387\u662f\u6307\u6bcf100\u5143\u6bcf\u5e74\u67095\u5143\u7684\u5229\u606f\u3002\u4f46\u9280\u884c\u591a\u4e45\u624d\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c\u662f\u5c0d\u5ba2\u6236\u771f\u6b63\u6536\u76ca\u6709\u76f4\u63a5\u7684\u5f71\u97ff\u3002
\n\u5982\u679c\u4e00\u5e74\u624d\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c5\u91d0\u7684\u5229\u7387\u5c31\u53ea\u67095\u91d0\u7684\u5e74\u6536\u76ca\uff1b\u82e5\u9280\u884c\u6bcf\u4e00\u5b63\u5ea6\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c\u5247\u9019\u4e9b\u5229\u606f\u6703\u81ea\u52d5\u9644\u52a0\u5728\u6210\u672c\u4e0a\u751f\u5229\uff0c\u4ee4\u5e74\u6536\u76ca\u8d85\u904e5\u91d0\uff0c\u70ba5.095\u3002\u9280\u884c\u8d8a\u77ed\u6642\u9593\u5167\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c\u5247\u5e74\u6536\u76ca\u6703\u8d8a\u9ad8\u3002\u5047\u5982\u6bcf\u500b\u6708\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c\u5168\u5e74\u6536\u76ca\u6703\u589e\u52a0\u81f35.116\u91d0\uff0c\u5047\u5982\u6bcf\u65e5\u8a08\u7b97\u4e00\u6b21\u5229\u606f\uff0c\u5e74\u6536\u76ca\u6703\u66f4\u9ad8\uff0c\u90545.127\u91d0\u3002\u9019\u7a2e\u5229\u758a\u5229\u7684\u73fe\u8c61\uff0c\u7a31\u70ba\u8907\u5229(Compound Interest)\uff0c\u662f\u5132\u84c4\u6295\u8cc7\u8005\u6700\u597d\u7684\u670b\u53cb\u3002\u53ef\u662f\uff0c\u5c0d\u6b20\u50b5\u7684\u4eba\u4f86\u8aaa\uff0c\u662f\u6700\u5927\u7684\u6575\u4eba\uff0c\u5c24\u5176\u4fe1\u7528\u5361\u662f\u6309\u65e5\u8a08\u7b97\u5229\u606f\u3002
\n